Chapter 7 bankruptcy is often referred to as the "fresh start" bankruptcy because it is designed to help the "honest" debtor who fell on hard times a chance to get out of debt.
Once the Chapter 7 bankruptcy is filed, an automatic stay goes into place to stop all of your creditors. A few weeks after the bankruptcy is filed, you and our East Bay bankruptcy attorney will meet with the bankruptcy trustee to review your case. About two months after that meeting, your debts will be officially discharged and you can enjoy your new debt free life!
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Chapter 13 bankruptcy, also known as the "Wage Earner" bankruptcy, is designed for a person who has the ability to pay back some debts, but needs help making debt payments affordable. Our compassionate bankruptcy attorney can help you stop interest from accruing and structure a repayment plan that fits your budget.
Which Bankruptcy should I file?
There are eligibility requirements for Chapter 7 bankruptcy. If your income is too high, you may not qualify. Our consumer bankruptcy attorney will examine your financial situation in order to help you explore the options that are right for you. After our meeting, we hope to provide you with an affordable legal solution, a relief from the anxiety that debt can cause, and a sense of calm that you are now in control of the situation.
Click below to see if you qualify to file for a Chapter 7 Bankruptcy.
We are a Consumer Bankruptcy and Federal Debt Relief Law Firm that counsels individuals seeking relief under the Federal Bankruptcy Laws. Ryan P. Keenan is a licensed attorney in the States of Illinois and California and before the U.S. District Court for the Northern District of Illinois, and the U.S. District Court for the Northern District of California.
The Bankruptcy Attorney in our San Leandro office services clients living in San Leandro, Hayward, Castro Valley, Oakland, Alameda, Pleasanton, Livermore, Fremont, Newark, Union City, Berkeley, Concord, Walnut Creek, Clayton, Pleasant Hill, Martinez, Antioch, Albany, El Cerrito, Richmond, San Pablo, Pinole, Hercules, Orinda, Lafayette, Pittsburg, Brentwood, Danville, Alamo, San Ramon, Dublin, Sunol, Moraga, and other towns and cities in the East Bay Region, Alameda County, and Contra Costa County.