Credit Debt is a Major Factor in Most Bankruptcies
Often purchases are made on a credit card out of necessity, such as a medical bill, groceries, or gas.  We often charge items on our credit card believing that there will be more money in the future to pay off the bill.  Unfortunately, the interest on credit cards often makes paying them off nearly impossible.  A bankruptcy can help you get out from under the financial oppression of credit card debt.  Call 510-556-1160 or click below to schedule your free consultation.

Chapter 7 Destroys Credit Card Debt.

Filing a chapter 7 bankruptcy can stop your monthly credit card payments today. A chapter 7 bankruptcy allows you to eliminate all of your credit card debt without having to pay any of it back.  In a few short months you are able to start fresh and rebuild your credit. 
Call 510-556-1160 or click below.

Chapter 13 Reorganizes Debt

If you earn too much money to file a chapter 7 bankruptcy, then a chapter 13 bankruptcy may be more appropriate for you.  A chapter 13 bankruptcy stops the oppressive interest of credit cards.  Then it lets you pay off your credit cards over a period of up to five years.  In a chapter 13 bankruptcy, you only pay what you can afford, not what you owe.  This gives you the monthly cash flow you need to live.
Call 510-556-1160 or click now to see how you can get financial control of your life back. 

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